Bill and Sam share over twenty years of successful investment management experience and expertise. Just prior to launching H&D Wealth Management, they provided investment advice and counsel to 401k participants, private access, high net-worth clients, and retirement planning on behalf of Fidelity Investments. Both Bill and Sam are Registered Investment Advisor Representatives and also hold series 7 licenses as stock brokers.

Sam loves finding solutions to the unique challenges each individual confronts and looks forward to helping you. Sam has over a decade of experience in the financial industry and has helped thousands of people with their planning and investment needs. Sam has assisted high net-worth clients with their complex estate and financial needs for over six years. As an income planning consultant he created and analyzed hundreds of retirement plans. These written plans allow clients to fully understand their financial needs.

Sam has a masters degree from Boston University, an undergraduate business degree from Westminster College, and is a CERTIFIED FINANCIAL PLANNER™. He also holds a certificate of Advanced Study in Financial Planning from Merrimack College and is licensed for Life, Health, and Disability insurance.

Bill has over 11 years experience in the investment industry. He started his career trading stocks, bonds, and mutual funds for Fidelity Investments. During his tenure as a supervisor with Fidelity he approved large dollar trades and resolved complex service issues. Bill also worked with Fidelity’s 401k’s clients. In this capacity he helped clients understand their retirement distribution and rollover options as well as assisting them in designing diversified investment portfolios.

Bill also worked for more than three years as a Fidelity financial planning consultant helping clients with retirement and pre-retirement planning as well as investment and portfolio construction.